Credit card debt is killer to our financial well-being. It's one of the biggest causes of our current economic recession as of 2008-09. It basically is the anti-American dream, even though for years the middle class believed in debt as a way to furnish their extravagant lifestyles. The upper middle...

Many consumers in and out of the United States are in need of bad credit credit cards. There are a number of different reasons why people get declined for standard credit cards or credit cards that require good credit. If you’re one of those people who suffer from a history of poor credit, a bad...

I joined Prosper on Aug. 26th, posted a loan request and had the money in my bank account on 9/13. There were some additional verification hoops to jump through - I had to fax my driver's license 3 times due to it photocopying so dark, and I played a little panicky phone tag with the Prosper office...